Gary Janosz
1 min readDec 13, 2023

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From your writing I assume you are about my age. I'm 71 and I grew up under the concept that your retirement rested on three legs (the three legged stool), personal savings, Social Security and a pension. Social Security was never intended to fully fund retirement. If anything has let us down it's the corporate side doing away with pensions. Then lack of personal savings are to blame as well. Social Security is what it has always been, a supplement to one's retirement. That said I'd sure like to see the cap on SS contributions removed so that the program could be restored to good health. I don't think anyone needs a guaranteed tax cut when they reach $160,200 in income. Also the country was in a lot better shape when the top marginal tax bracket was above 70 percent as it was between in mid '30s and and early 80's.

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https://www.taxpolicycenter.org/statistics/historical-highest-marginal-income-tax-rates

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Gary Janosz
Gary Janosz

Written by Gary Janosz

Finding the humor in a world of frustration. Always learning, usually the hard way.

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