There are ways to attack your mortgage too. Many people treat their monthly house payment like it's set in stone. Your payment represents your MINIMUM monthly payment. You know what happens with your credit cards when you make the minimum payment, lots of interest. Sure your amortized minimum payment will payoff your loan in 30 years, but there are simple, painless ways to attack your mortgage and save thousands of dollars. The sooner you start, the more you save.

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https://medium.com/personal-finance/3-ways-to-destroy-your-mortgage-b92736310775