What would a technophobe want with an iPhone? There are many phones that could do the job costing a lot less.
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I'm 71 and I retired at 55 as well. I embraced skills as well as education. I'm just as happy remodeling a kitchen as I am coding games in Python. Early retirement allowed time for my youngest son and I to build a food truck together. The project allowed me to pass on my skillset to my son. We also remodeled a water damaged property that is now his home.
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No regrets.
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https://medium.com/@garyjanosz/building-a-food-truck-together-39aa7e32e9d4